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Types of Loans

Fixed Rate Mortgage

  • 15 year, 20 year and 30 year terms 
  • Low Down Payment Options 
  • Consistent principal & interest payment 
  • Competitive Interest Rates Available 
  • Security of a fixed rate 


Adjustable Rate Mortgage (ARM)

  • Available in 5/1 ARM, 7/1 ARM and 10/1 ARM 
  • Initial interest rate may be lower than a fixed rate mortgage 
  • Interest rate may adjust once a year 
  • Buy a home with as little as 10% Down 
  • FHA and VA ARMs are available 


FHA Mortgage

  • Buy a home with as little as 3.5% down 
  • Refinance up to 96.5% of your home’s value 
  • Credit scores as low as 530 may qualify 
  • Flexible debt-to-income ratios 
  • Adjustable Rate Mortgage (ARM) options available 


USDA Mortgage

  • 100% Financing Available 
  • No Maximum Purchase Price 
  • Many Property Types Allowed (Condos, Manufactured Homes) 
  • Closing Costs and Lender Fees may be rolled into the loan 
  • Renovation and Repair costs can be financed 


VA Mortgage

  • 100% Financing Available 
  • No Maximum Purchase Price 
  • Many Property Types Allowed (Condos, Manufactured Homes) 
  • Closing Costs and Lender Fees may be rolled into the loan 
  • Renovation and Repair costs can be financed 


Jumbo Mortgage

  • Loan Amounts Up to $3,000,000 
  • Take up to $500,000 Cash Out 
  • Credit scores as low as 680 may qualify 
  • VA Jumbo mortgages allow for no or minimum down payment 
  • Higher down payment means cost savings over the loan 
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Contact Information
Kevin Eberwein
Sr. Mortgage Loan Originator
Cell: (702) 493-0548
Fax: (855) 760-0298
Email: Send Email
Kevin Eberwein, Sr. Mortgage Loan Originator NMLS #882816
First Guaranty Mortgage Corporation | NMLS ID 2917 | Branch NMLS ID 372595
2850 W Horizon Rdg Pkwy, Ste 200 Ofc 248, Henderson, NV  89052
Cell:  (702) 493-0548
Fax:  (855) 760-0298
kevin.eberwein@fgmc.com
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